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RTX 4090 24GB or RTX 5060 Ti 16GB: Big Gap, Big Price Difference

When the cheap Blackwell entry card is enough and when the Ada workhorse pays for itself, with concrete throughput, concurrency, watts-per-token and a 10-workload winner table.

The RTX 5060 Ti 16GB is the cheapest Blackwell card in the GigaGPU lineup and the RTX 4090 24GB is the upper end of the consumer-class range. Picking between them is genuinely about scale: how many concurrent users, how big a model, how strict your latency targets, how much you care about watts-per-token versus raw throughput. The 5060 Ti wins on £/token at low scale and on per-watt efficiency in absolute terms; the 4090 wins on raw throughput, model menu, and concurrency. This guide walks through the decision with hard numbers and a 10-workload winner table, anchored to dedicated 4090 hosting and the broader UK GPU range.

Contents

Spec sheet

SpecRTX 4090 24GBRTX 5060 Ti 16GB
ArchitectureAda AD102Blackwell GB206
CUDA cores16,3844,608
Tensor cores512 (4th gen)144 (5th gen)
VRAM24GB GDDR6X16GB GDDR7
Bandwidth1,008 GB/s448 GB/s
TDP450W180W
FP8 generation4th gen5th gen
FP4 nativeNoYes (limited)
PCIeGen4 x16Gen5 x8
FP16 TFLOPS dense165~60
Launch year20222025
Approx UK dedicated £/mo£550£160

Throughput gap

The 4090 has 3.55x the CUDA cores and 2.25x the memory bandwidth. Real-world LLM inference is bandwidth-bound, so the throughput gap lands somewhere between those two ratios – typically 1.7-2.3x for chat workloads and 2-2.5x for image generation. Below are sustained vLLM measurements with continuous batching.

Workload4090 t/s5060 Ti t/s4090 advantage
Llama 3.1 8B FP8 batch 11981121.77x
Llama 3.1 8B FP8 concurrency 8~1,100 aggr~480 aggr2.29x
Llama 3.1 8B FP8 concurrency 32~1,800 aggr~720 aggr2.50x
Llama 3.1 70B AWQ INT422OOMn/a
Qwen 2.5 14B FP8120621.94x
Mistral 7B FP8 batch 12201301.69x
SDXL 1024×1024, 30 steps3.4s7.8s2.29x
Flux.1 Dev 1024×102414s~32s2.29x
Whisper Large v3, 1hr audio22s48s2.18x

Model fit and the 8GB difference

The 5060 Ti’s 16GB rules out everything 70B-class. It is fine for 8B and OK for 14B at low concurrency. Mixtral 8x7B AWQ INT4 (~25GB) is impossible. Llama 70B AWQ INT4 (~17GB weights alone) is out. The 4090’s 24GB makes all of those feasible.

Model4090 24GB5060 Ti 16GB
Llama 8B FP8 (4k context)16GB free for KV8GB free for KV
Llama 8B FP8 (32k context)ComfortableTight, KV pressure
Qwen 14B FP8Fits with KVTight
Llama 70B AWQ INT4FitsOOM
Mixtral 8x7B AWQ~25GB tightOOM
SDXL + refinerFast, fitsFits, slower
Flux.1 DevOffload requiredOOM without aggressive offload
Whisper Large v3Fits cleanlyFits, slower batch

Concurrency math

The single most useful question to ask: how many concurrent chat sessions do you actually need to serve? Below ~5 concurrent users on Llama 8B FP8, the 5060 Ti can keep up. Above that, the 4090 separates from the pack. At 32 concurrent users the 5060 Ti saturates and queue length grows; the 4090 is still healthy.

Concurrent chat users4090 8B FP8 TTFT / aggr t/s5060 Ti 8B FP8 TTFT / aggr t/s
1250ms / 198 t/s320ms / 112 t/s
4320ms / ~700 t/s500ms / ~340 t/s
8450ms / ~1,100 t/s900ms / ~480 t/s
16700ms / ~1,500 t/s1,800ms / ~620 t/s
321,200ms / ~1,800 t/sSaturated, queue grows
642,000ms / ~2,000 t/sHeavily queued

Cost-per-token and watts-per-token

Assume £550/month for a 4090 and £160/month for a 5060 Ti. The 5060 Ti is roughly 3.4x cheaper but only delivers 1.7-2.3x less throughput – so per-token, the 5060 Ti is cheaper for any workload it can actually run. Per-watt the 5060 Ti is dramatically more efficient (180W vs 450W TDP).

Workload4090 £/M tok5060 Ti £/M tok4090 W/Mtok5060 Ti W/MtokCheaper
Llama 8B FP8 24/7 conc 8£0.039£0.0180.0610.0385060 Ti
Qwen 14B FP8 24/7 conc 8£0.063£0.0340.100.075060 Ti
Mistral 7B FP8 24/7£0.034£0.0160.0540.0345060 Ti
SDXL £/image£0.0009£0.00060.00140.00115060 Ti
Flux.1 Dev £/image£0.0036£0.00240.00560.00425060 Ti
Llama 70B INT4£0.34n/a0.66n/a4090 only option

Per-workload winner (10 workloads)

Workload4090 wins5060 Ti winsWhy
Llama 8B FP8 chat under 5 conc usersNoYesCheaper £/token, watts-bound
Llama 8B FP8 chat 30+ conc usersYesNo5060 Ti saturates
Llama 70B AWQ INT4YesNo5060 Ti OOM
Mixtral 8x7B AWQYesNo5060 Ti OOM
Qwen 14B FP8 high concYesNoKV pressure on 5060 Ti
SDXL low-volume image genNoYesCheaper £/image at low volume
SDXL 24/7 high-volume queueYesNo4090 2.3x faster, lower latency
Whisper batch transcriptionMarginalYes5060 Ti cheaper if SLA tolerates
Sub-300ms TTFT chat at scaleYesNo5060 Ti saturates above conc 8
Mixed inference (LLM + image + audio)YesNo4090 VRAM and throughput

Production gotchas

  1. 5060 Ti’s PCIe Gen5 x8 is functionally Gen4 x16. Hosts that only expose Gen4 x8 will halve effective lane bandwidth. Confirm motherboard and chassis topology.
  2. 16GB ceiling cuts off 70B in any quantisation. Plan for the largest model in your 18-month roadmap. Outgrowing 5060 Ti midway is a migration cost.
  3. Concurrency saturation hits faster than throughput math suggests. Aggregate t/s plateaus around 720 t/s on 8B FP8 at conc 32. After that, queue length grows and tail latency explodes.
  4. 180W TDP fits anywhere. The 5060 Ti runs in any chassis with PCIe power, no special cooling. The 4090 needs proper airflow. Affects deployment density.
  5. Flux.1 Dev needs aggressive CPU offload on 5060 Ti. Per-image latency rises 100%+ over a 4090. For high-volume image queues this matters.
  6. Multi-card 5060 Ti can match a 4090 on chat workloads. Three 5060 Tis (~£480/mo) at conc 8 deliver ~1,440 t/s aggregate vs 4090’s ~1,100 t/s – but at the cost of operational complexity.
  7. FP4 immaturity. The 5060 Ti has limited FP4 silicon and tooling support is thinner than 5080/5090. Do not rely on FP4 throughput.

Verdict and when each card wins

The 4090 wins decisively when (a) you need 70B-class models or Mixtral, (b) you need to handle more than 8 concurrent chat sessions with sub-500ms TTFT, (c) you want one card to cover both LLM and heavy image gen, or (d) your roadmap likely outgrows 16GB within 18 months. The 5060 Ti wins on per-token cost and per-watt efficiency for any 8B-class workload below 8 concurrent users, for low-volume image generation, and for cost-bound research labs. Many teams start on a 5060 Ti and graduate to a 4090 when traffic justifies it – the migration is straightforward as both cards share the same FP8 toolchain. Order via GigaGPU dedicated hosting.

The headroom you need at scale

16,384 CUDA cores, 24GB VRAM, ready for 30+ concurrent users on Llama 8B FP8 with sub-500ms TTFT. UK dedicated hosting.

Order the RTX 4090 24GB

See also: 4090 vs 5060 Ti deep-dive, hybrid 4090 + 5060 Ti pairing, spec breakdown, 8B benchmark, 5060 Ti vs 3090, or 3090 decision, or 5080 decision, or 5090 decision, FP8 tensor cores, tier positioning 2026, tokens per watt, power draw efficiency, concurrent users, for SaaS RAG, for multi-tenant SaaS, 5060 Ti when to upgrade, 70B INT4 VRAM.

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